How to Sell Credit Repair Leads
How to sell credit repair leads to repair firms and to lenders, in a small market where every seller also sells other verticals. Sign a funded buyer first, then build traffic for the consumer that buyer wants.
Credit repair is a side line: all 11 companies in our directory also sell other verticals, and only one describes credit repair screening. 7 offer exclusive leads, and most sell calls or live transfers.
Know which buyer you serve. A repair firm wants the consumer's concern, such as collections or report errors, and readiness to start. A lender wants the score range, the goal, such as buying a home, and the timeline.
Few sellers here publish payment or return terms, so you can set them. Have each buyer fund a balance, write the return policy first and keep a marketplace ready for leads no buyer takes.
Who buys credit repair leads
Credit repair sites describe a few kinds of buyers. They want the same consumer for different reasons.
| Buyer | What they buy | What to know |
|---|---|---|
| Credit repair firms | Exclusive real-time leads from consumers who confirmed they want help, with their primary concern captured. | Ask about their team and follow-up speed on the first call, because a firm that cannot call fast will blame the leads. |
| Lenders and mortgage brokers | Aspiring homebuyers with low scores, renters preparing to buy and consumers recently denied a loan, filtered by score, loan amount and licensed states. | One seller sells these exclusive to one lender or shared with a few. Capture credit_score_range, credit_goal and timeline so lenders can filter before they bid. |
| Call centers | Inbound calls, live transfers and high-volume co-registration leads for predictive dialers. | Juiced distributes web leads, so calls and transfers need separate call tracking. Keep a source sub ID so a call center can see which source works. |
| Debt and financial service buyers | Credit repair leads beside debt, tax and student loan leads, sometimes by debt balance tier. | Several sellers here pair credit repair with debt verticals. Several buyers bidding on each lead beats one buyer at a flat price. |
The credit repair lead buyer directory lists every company we found that publicly buys or sells credit repair leads, with what each one says it does. It is a research starting point, with no contact details.
What you are selling
What the 11 credit repair lead companies in our directory say they offer:
| Product | Companies offering it |
|---|---|
| Exclusive leads | 7 of 11 |
| Real-time leads | 8 of 11 |
| Shared leads | 4 of 11 |
| Aged leads | 2 of 11 |
| Inbound calls | 6 of 11 |
| Live transfers | 7 of 11 |
| Booked appointments | 3 of 11 |
| Data or lists | 2 of 11 |
| Clicks | 2 of 11 |
Counts cover everything each company says it sells, which can include other verticals.
Start with exclusive real-time web leads, offered by 7 of the 11 companies, with the credit fields both repair firms and lenders filter on. Calls and transfers are as common as web leads here, but they need separate call tracking alongside Juiced.
What to capture and screen for
- The consumer's primary concern: collections, late payments, charge offs, report errors or a low score.
- A self-reported credit score range.
- The goal behind the repair, such as buying a home, an auto loan or a recent loan denial.
- Timeline and readiness to start, so repair firms can prioritize.
- A confirmed intent answer, so the lead is a person asking for help, not a passing click.
- A working phone and email.
- A consent record and a source sub ID on every lead.
The field-by-field version is on the credit repair lead distribution page.
Building it, in order
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Choose your buyer before you build traffic
Find buyers first. Decide whether you sell to repair firms, lenders or both, and get each buyer's states, the credit profile they want and a daily cap. Then build the form and the traffic for that consumer.
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Have every buyer fund a balance
Few sellers here state payment terms, and a few price per sale. Do not give free sample leads, promise volume by a date or invoice later. In Juiced the buyer funds a wallet before leads arrive and is charged as each lead is delivered.
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Write the return policy before the first lead
Only 2 of the 11 companies publish return terms with any detail, which invites disputes. List what earns a credit, such as bad contact details or a duplicate, what does not, such as a consumer who decides not to sign up, and what evidence the buyer must send. Explain it on the first call.
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Build the lead type around the credit problem
Add credit_score_range, credit_goal, negative_items, timeline, ready_to_invest and best_time_to_contact, plus tcpa_consent, contact_verified, consent_certificate_url and source_sub_id. Mark state, zip, credit_score_range, credit_goal, negative_items and timeline required for ping.
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Let several buyers bid
Repair firms and lenders can both want the same consumer. Selling each lead exclusively to the highest of several bidders in Juiced beats a flat-price deal with one buyer.
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Generate only where a funded buyer is waiting
Lenders buy only in their licensed states, and several sellers here filter by state. Point traffic only at the states and credit profiles your funded buyers want.
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Route the overflow
Leads no buyer takes go to your own marketplace in Juiced, where the price falls until someone buys with Buy Now or a standing Buy Order. Unsold leads are the biggest avoidable cost, so plan this before launch.
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Tag every lead with a source sub ID
Traffic here ranges from search to co-registration and outbound IVR. Read returns by source_sub_id so a weak source shows up before a buyer leaves.
What makes credit repair different
- It is a side line: all 11 companies in our directory also sell other verticals.
- Two buyers want the same consumer: repair firms for the service, lenders for a future loan.
- Calls are as common as web leads: 6 companies sell inbound calls and 7 sell live transfers.
- Performance pricing shows up more than usual: 3 of the 11 companies price per sale or acquisition.
- Only 3 of the 11 state how buyers pay and only 2 publish detailed return terms, so the seller sets them.
Common mistakes
- Selling a lender's lead to a repair firm, or the reverse, without the fields each one filters on.
- Generating traffic before a buyer has funded a balance.
- Leaving the return policy unwritten because few sellers here publish one.
- Buying co-registration or IVR traffic and selling it as high-intent web leads.
- Promising exclusive on the homepage and something else on the pricing page. Researchers found that gap at one seller here.
- Dropping the source sub ID, so one weak source hides inside good ones.
Related
- Credit repair lead buyers and sellers: every company in this market, checked against its own website
- Credit repair lead distribution: the fields, screens and routing for this market
- Debt relief lead distribution: the wider vertical
- Pay-per-lead vs. pay-per-call: why selling records is simpler than selling live calls
Frequently asked
What should a credit repair lead include?
The credit score range, the consumer's goal, the negative items they want fixed, a timeline and how ready they are to start, plus a consent record. Repair firms and lenders filter on different parts of that list.
Do lenders buy credit repair leads?
Yes. One seller here sells credit repair leads to lenders as aspiring homebuyers with low scores, renters preparing to buy and consumers recently denied a loan, filtered by credit score, loan amount and licensed states.
Are credit repair leads exclusive?
Usually. 7 of the 11 companies offer exclusive leads and 4 offer shared.
What do buyers commit to?
Terms vary from no commitment to a minimum monthly volume and budget. In Juiced the buyer funds a wallet and sets caps, so no volume contract is needed.
Can I sell credit repair calls through Juiced?
Juiced distributes web leads. Most companies here sell inbound calls or live transfers, and those need separate call tracking.
How do I handle consent and do-not-call?
What do credit repair leads sell for?
No prices are published here. Sellers rarely publish them, and what a credit repair lead sells for depends on whether it is exclusive or shared, a web lead or a call, the geography, how fresh it is and how many buyers want it. The pay-per-lead pricing guide shows how to work out your own floor from cost and let buyers bid above it.
Does Juiced handle credit repair calls or live transfers?
No. Juiced distributes web leads and delivers them by webhook, email or text. It does not track or route phone calls, so if calls are part of your product you need call tracking software for that side.
Selling credit repair leads to more than one buyer?
Juiced is lead distribution software for companies that sell leads. Buyers fund a wallet and bid above your minimum, each lead goes to the highest bid in seconds, and leads that miss their first buyer go to your own marketplace instead of being lost.
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